We're building secure digital tools to transform savings groups. Soon you'll be able to track contributions, access loans, build credit, and grow wealth together.
We're bridging the gap between traditional chama groups and modern financial technology, empowering rural communities across Kenya with digital tools for financial growth.
Chama Link is dedicated to transforming how savings groups operate in rural Kenya. We provide secure, accessible, and transparent digital financial services that empower communities to save, invest, and build wealth together.
Through innovative technology and deep understanding of local needs, we're making financial inclusion a reality for thousands of Kenyans, even in areas with limited internet connectivity.
Built by Kenyans, for Kenyans
Designed with input from real chama members
Mobile-first, works offline via SIM Toolkit
We believe in the power of collective savings and mutual support.
Making financial services accessible to every Kenyan, everywhere.
Building confidence through clear records and secure transactions.
Getting started with Chama Link is simple. Join thousands of groups already saving and growing together.
Register your existing group or start a new one with friends and family.
Use our app or SIM Toolkit for offline access, no smartphone needed.
Make regular contributions tracked automatically with full transparency.
Access loans, build credit, invest, and achieve financial goals as a group.
Everything you need to manage, grow, and track your group savings in one secure platform.
Bank-grade encryption protects your group funds with multi-factor authentication.
Every contribution and withdrawal is recorded and visible to all group members.
Access quick loans based on your contribution history and credit score.
Build your credit profile through consistent contributions and timely payments.
Grow your savings with vetted investment opportunities and mutual funds.
Works offline on any phone through USSD - no internet or smartphone required.
Automatic calculation of contributions, interest, payouts, and distributions.
Complete oversight with reports, member management, and accountability tools.
Be among the first to join Chama Link and transform how your group saves, builds credit, and achieves financial goals together.
Join WaitlistWe're on a mission to transform communities across Kenya. Here's the impact we aim to achieve.
Empowering members to achieve homeownership through consistent savings and group loans.
Enabling communities to fund education for children to attend secondary school and university.
Supporting agricultural investments and microloans to help members start profitable businesses.
Every contribution counts. Every member matters. Join a movement that's changing lives and empowering communities across Kenya.
Collaborating with trusted organizations to expand access and impact across Kenya.
Partnering with banks and microfinance institutions to provide secure, accessible financial services.
Working with county governments and national programs to expand financial inclusion initiatives.
Collaborating with NGOs and international partners committed to economic empowerment.
Leveraging cutting-edge fintech solutions to deliver reliable, innovative services.
We're seeking strategic partners to join us in empowering rural communities through digital financial inclusion. Whether you're a financial institution, NGO, government agency, or technology provider, together we can create lasting impact and unlock opportunities for underserved communities.
Expand your reach to underserved communities while reducing operational costs through our digital platform.
Scale your impact through technology-enabled financial inclusion programs with measurable outcomes.
Everything you need to know about Chama Link
Join us in transforming chama groups. Contact us to learn more about our launch plans.
Our digital platform is accessible anytime, anywhere. Get support whenever you need it.